Meet Ram Lakshmanan
Founder and Mortgage Broker at Lend Secure, with more than 25 years of professional experience across financial services, business management, customer service and complex solution delivery.

Ram Lakshmanan
Founder & Mortgage Broker
Credit Representative 580706
Shop 5/15 Civic Ave, Pendle Hill NSW 2145I'm Ram Lakshmanan, Founder and Mortgage Broker at Lend Secure. I bring more than 25 years of professional experience across financial services, business management, customer service and complex solution delivery.
My broad professional background has given me strong financial knowledge, attention to detail and a practical understanding of how to support clients with different financial needs and circumstances.
At Lend Secure, I take the time to understand your current financial situation, lending needs and future goals. Whether you are:
- Buying your first home
- Refinancing an existing loan
- Investing in property
- Purchasing a property through an SMSF
- Seeking business or commercial finance
I can help you explore suitable loan options and guide you through the lending process.
My approach is simple: listen carefully, understand your needs, explain your options in plain English and provide personalised support from the initial discussion through to loan settlement and beyond.
I work closely with clients, lenders and other professionals to make the lending process as clear, smooth and straightforward as possible.
At Lend Secure, my focus is to understand your needs and help you move towards your financial goals with clarity and confidence.
Licensing
Ram Lakshmanan is an Authorised Credit Representative (Australian Credit Representative 580706) of Australian Finance Group Ltd (ABN 11 066 385 822), Australian Credit Licence 389087. Lend Secure is a trading name of P3O Pty Ltd (ABN 28 628 835 772).
Read our Credit Guide to see how we're licensed and paid.
How working with Ram works
- 1
A proper conversation
We talk about your income, deposit, plans and worries. No credit check at this stage.
- 2
Options, compared
Ram compares lenders and explains the trade-offs in plain English, in writing.
- 3
Application and approval
He prepares and submits the application, then deals with the lender's questions.
- 4
Settlement
Your conveyancer, agent and lender are coordinated so settlement day is uneventful.
- 5
Ongoing support
Ram is still here after settlement for reviews, top-ups and questions.
Talk it through with Ram
A free, no-obligation conversation about where you are now and what you're planning. No credit check, no pressure.
